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Term Insurance

Term Insurance Plans

High life cover at affordable premium. Get up to ₹1 Crore+ cover with plans starting from ₹400–500/month. 100% claim settlement focus.

Pure Protection at Lowest Cost

Term insurance is the most cost-effective way to secure your family's future. You pay a small premium and get a large sum assured (e.g. ₹50 Lakh to ₹2 Crore) that is paid to your nominees if something unfortunate happens during the policy term.

Popular with Indian salaried professionals and self-employed, term plans also qualify for tax deduction under 80C and tax-free death benefit under 10(10D). We compare plans from HDFC Life, ICICI Pru, LIC, SBI Life, Max Life, and others so you get the best cover for your budget.

Term insurance illustration

Key Benefits

High sum assured

Cover from ₹25 Lakh to ₹2 Crore or more. Rule of thumb: 10–15x your annual income.

Low premium

Plans available from around ₹400–500/month for ₹50 Lakh cover (age 30, non-smoker).

Riders

Add accidental death, critical illness, or waiver of premium riders for extra protection.